Handling the Tough Stuff

More than just an asset, a good broker can be an invaluable partner when handling financial issues.

By Your Side

Simply put, dealing with mortgages isn’t an easy task and is best handled with the right team by your side. That is why having the right mortgage brokers next to you is critical in getting you what you need at the best possible rates. Here you will find useful information on what exactly a broker can do for you.

BUYING A NEW HOME

Whether you’re a first time buyer or a seasoned buyer, you should talk to a mortgage broker. When you go to your bank, they will not offer you the same discounted rates that they offer to mortgage brokers, as brokers provide them more consistent business and volume. Having the right broker means having the best rates. Brokers also provide the advantage of shopping around on your behalf. If you do it yourself, due to there being multiple inquiries, it will actually hurt your credit score. However when a broker shops around, there will be only one credit inquiry (through us), thus not affecting your credit. Our brokers are the key to obtaining your dream home with the lowest rates (O.A.C.*).

REFINANCING YOUR MORTGAGE

If you need extra money for renovations, buying new furniture, or even a much deserved vacation, our brokers can help you. Where banks can be tough and unwilling to refinance in order for you to access more money, your broker can source the funds from B lenders or private lenders at competitive rates (O.A.C. *). We can and will deliver where banks wont.

RENEWING YOUR MORTGAGE

When you pay your current mortgage, your bank, as an agreed lender, is motivated to renew your mortgage. However, they may not give you the best rate at the time of renewal and might simply continue with the same rate or an even higher rate. While this is great for the bank, it’s not so good for you. Talking to a mortgage broker can significantly help you obtain a new, lower rate (O.A.C.*) for your mortgage.

*O.A.C. (On Approved Credit)

Now that you know what having a good broker can do, the next step is finding one!
We’re ready when you are.